✅ Refund Policy — digitalnbc.com / Mindifact

Effective Date: November 3, 2025

Thank you for purchasing digital products from digitalnbc.com, operated by Narayana Business Consulting under the brand name Mindifact (“we”, “our”, “us”).

We aim to deliver valuable digital products that help you work smarter and grow effectively.

📌 Digital Product Policy

All products sold on this website are digital, downloadable items.

Because access is delivered instantly at the time of purchase:

All sales are final and non-refundable.

Once a product is purchased and delivered, we cannot offer:

  • ❌ Refunds

  • ❌ Cancellations

  • ❌ Exchanges

  • ❌ Returns

This policy prevents misuse and unauthorized distribution of digital files.

📦 What is covered in this policy?

This policy applies to:

  • E-books

  • Templates

  • Planners

  • Digital toolkits

  • Guides / PDFs

  • Digital resources or files

🛠️ If you face a technical issue

If you did not receive the downloadable file or access link, or the file is corrupted:

We will help you re-send or re-issue download access.

Please reach out through our Contact page with:

  • Order email

  • Product name

  • Issue description

We will resolve it as soon as possible.

⚠️ Unauthorized Purchases / Fraud

If there is a suspected fraudulent payment or unauthorized activity, we reserve the right to:

  • Block account access

  • Decline future orders

  • Take legal or financial recovery steps if necessary

💡 Reminder Before Purchase

Please make sure:

✅ You review product details
✅ You understand what you’re purchasing
✅ You have compatible software/tools (if applicable)

All products come with previews/descriptions to help you decide confidently.

✅ Acceptance of Refund Policy

By purchasing from digitalnbc.com, you agree to this No Refund Policy for digital products.

🔐 Note

If refunds are ever offered for select programs/courses in the future, the specific refund terms will be mentioned on that product page.