✅ Terms & Conditions — Mindifact / Digitalnbc.com

Effective Date: November 3, 2025

This website digitalnbc.com (“Website”) is operated by
Narayana Business Consulting, under the brand name Mindifact (“Company”, “we”, “us”, “our”).

By accessing this Website or purchasing our digital products, you (“User”, “Customer”) agree to these Terms & Conditions. If you do not agree, please discontinue use.

1. About the Company & Brand

  • Company: Narayana Business Consulting
  • Brand: Mindifact
  • Website: digitalnbc.com

Mindifact sells digital products such as templates, ebooks, systems, and toolkits designed to help entrepreneurs and professionals work smarter.

2. Use of Website

You agree to use this Website only for lawful purposes.
You must not:

  • Copy or resell our content
  • Hack, disrupt, or misuse the Website
  • Share purchased files with others
  • Provide false information during checkout

Violation may result in legal action.

3. License & Usage Rights (Digital Products)

Purchasing a digital product grants you a single-user license.

You may not:

❌ Share, resell, or distribute our files
❌ Include our products inside your own paid/free products
❌ Reproduce or rebrand them as your own
❌ Provide access to third parties

All content is owned by Narayana Business Consulting / Mindifact.

4. Payments & Orders

  • Purchases must be paid in full before access
  • All payment information must be accurate
  • Unlawful chargebacks will be considered fraud

5. Refund Policy

All sales are final due to the digital nature of our products.
We do not offer refunds or cancellations after purchase.

If you face technical issues (file not received/corrupted), we will help you access your product.

6. Delivery of Digital Goods

  • Digital downloads are delivered instantly
  • Access is provided via email/download link
  • Ensure your email address is correct at checkout
  • Delivery may occasionally take a few minutes due to server load

7. Intellectual Property Rights

All materials on this Website are the intellectual property of Narayana Business Consulting / Mindifact, including but not limited to:

  • Text, guides, ebooks, templates
  • Graphics, design files, systems
  • Course & training materials

Unauthorized reproduction or resale is prohibited.

8. No Professional or Financial Guarantees

Our digital products are for education & informational purposes only.
We do not guarantee:

  • Income results
  • Business outcomes
  • Performance improvements

Success depends on your effort, skills & implementation.

9. Third-Party Links

The Website may contain external links.
We are not responsible for the content, safety, or policies of external websites.

Use them at your own discretion.

10. Limitation of Liability

We are not liable for:

  • Business losses
  • Data loss
  • Technical issues or downtime
  • Loss of profits or opportunity

You use this Website and its products at your own risk.

11. Updates to Terms

We may update or change these Terms anytime.
Continued use of the Website confirms your acceptance of updates.

✅ Agreement

By using digitalnbc.com and/or purchasing digital products sold under the Mindifact brand, you confirm you have read and agree to these Terms & Conditions.